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About Us

At C & T Insurance, our mission is to empower individuals, families, and organizations to achieve financial security and well-being by providing expert guidance and tailored solutions in the domains of life, health, accident, and group benefits insurance.

We are committed to being a trusted partner, delivering unwavering support and comprehensive services that prioritize the unique needs and aspirations of our clients. Our agency is founded on the following core principles:

1. Client-Centric Excellence: We place our clients at the center of everything we do. We strive to understand their specific needs, goals, and challenges and provide them with personalized insurance solutions that protect what matters most in their lives.
2. Expertise and Innovation: Our team of dedicated professionals is continually advancing their knowledge and skills to stay at the forefront of the ever-evolving insurance industry. We leverage innovative technologies and best practices to offer cutting-edge solutions.

3. Integrity and Trust: Honesty and transparency are the cornerstones of our business. We believe in establishing trust through ethical practices, clear communication, and a commitment to always act in the best interests of our clients.
4. Community Engagement: We actively engage with the communities we serve, both as a source of support and as responsible corporate citizens. We aim to make a positive impact by contributing to local initiatives and charitable causes.
5. Empowerment and Education: We believe that informed clients make better choices. We are dedicated to educating our clients about the intricacies of insurance, helping them make confident decisions that safeguard their financial future.
6. Long-Term Relationships: We view our relationships with clients as long-term partnerships. We are dedicated to providing ongoing support, regularly reviewing and adjusting insurance solutions as clients’ needs and circumstances change.
7. Comprehensive Solutions: Our agency offers a wide range of insurance products, including life, health, accident, and group benefits coverage. We aim to be a one-stop solution for all our clients’ insurance needs.


At C & T Insurance, our mission is to provide peace of mind by protecting what matters most. We are committed to delivering exceptional service and insurance solutions that make a positive difference in the lives of our clients. Together, we can build a more secure and resilient future.

An Independent Advantage

We are Independent Agents in Wylie, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. C & T Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.

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